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Pricing

Your exam. About S$6.15 a day.

Start with a free practice test. When you're ready, Premium opens everything for the exam you choose for S$187 a month, or S$1,683 a year with 3 months free. One plan per exam. Cancel anytime.

Most popular · cancel anytime

Premium Monthly

S$187/month
per exam
About S$6.15 a day · less than a kopi a day, for the licence that starts your career
  • One CMFAS module of your choice, from RES5 to M9A, HI or CM-SIP
  • 3,000 practice questions + 6 full mock exams per exam
  • 800 flashcards + 60 key notes per exam, by topic, plus mind maps
  • Spaced repetition + mistakes bank
  • Readiness Score & detailed reports
  • Video lessons as they release
  • Content updates during your access
  • 5 bonuses: key numbers sheet, formula sheet, study planner and more
  • Pass Guarantee: complete the prep, pass or 100% back

Renews monthly until you cancel. Cancel in two clicks from your account; you keep access until the end of the month you've paid for. No minimum term.

Best value · 3 months free

Premium Yearly

S$1,683/year
per exam
Pay for 9 months, get 12. Save S$561 against paying monthly.
  • One CMFAS module of your choice, from RES5 to M9A, HI or CM-SIP
  • 3,000 practice questions + 6 full mock exams per exam
  • 800 flashcards + 60 key notes per exam, by topic, plus mind maps
  • Spaced repetition + mistakes bank
  • Readiness Score & detailed reports
  • Video lessons as they release
  • Content updates during your access
  • 5 bonuses: key numbers sheet, formula sheet, study planner and more
  • Pass Guarantee: complete the prep, pass or 100% back

Renews once a year until you cancel. We email you before each renewal. Cancel any time from your account; you keep access until the end of the year you've paid for.

Pass Guarantee. Complete the full prep, sit your exam within 60 days, and if you don't pass we refund 100% of your subscription payments. See the requirements
Secure checkout by Stripe Card, Apple Pay, Google Pay Pass Guarantee
What you get

Nine study tools in Premium

3,000 practice questions

3,000 exam-style questions per exam, organized topic by topic in sets of 25. Every answer explained, with the rule it comes from.

6 full mock exams

6 full-length timed mock exams per exam, with real question counts and time limits, so test day feels like practice day.

Exam Readiness Score

One 0 to 100 number that tells you when you're ready to book. Reach 80 and you're covered by our Pass Guarantee.

800 flashcards + spaced repetition

800 flashcards per exam, in a deck for each topic, that come back right before you'd forget them. Five minutes a day keeps every number fresh.

60 comprehensive key notes

60 key notes per exam, split across its topics and each explained in full: the concepts, worked exam examples, the traps examiners use and a quick recap. Your first set is free with an account.

Mind maps

See the whole exam on one screen: every topic and the facts under it.

Mistakes bank

Every question you miss is saved and re-tested until you get it right twice in a row.

Detailed reports

Accuracy by topic, simulation history and daily activity, so you know exactly what to study next.

Rolling out

Video lessons

Short lessons for each topic, added to your plan as they release at no extra cost.

Bonuses

Five extras, included free

CMFAS Key Numbers Sheet

The periods, limits, pass marks and distinctions the CMFAS modules test most, on one printable page.

Free with an account

CMFAS Formula Sheet

Every calculation the product modules test: units, NAV, offer prices, P/E, FX and margin calls.

Exam-Day Checklist

What to check before your SCI or IBF exam, and how to pace each module.

2- and 4-Week Study Planner

A plan for each module that fits around a full-time job.

New Adviser Career Guide

From CMFAS passes to appointment: modules by role, the 3-year rule and your first year.

Two financial advisers reviewing a client's plan together
Pass Guarantee

Pass, or get 100% of your money back.

We're confident in the system, so we put our money on it. Do the work, and if you still don't pass, you don't pay.

  1. Answer every question in that exam's question bank (100% covered)
  2. Read every study-notes topic for that exam
  3. Complete at least 2 full timed simulations, with your latest one at or above the exam's pass mark
  4. Reach a Readiness Score of 80 or higher (shown on your dashboard)
  5. Sit the official exam while your access is active, and within 60 days of meeting the requirements above
  6. Email your official result notice within 30 days of your exam date
Read the details

How we compare

CMFASQuizBank PremiumOfficial study guide onlyClassroom tuition
PriceS$187/month per exam (about S$6.15 a day), cancel anytime
or S$1,683/year, 3 months free
Included with exam registrationVaries by provider
Modules covered1 per plan (choose from 8)11
Free test before you payYes, every moduleNoRarely
Study at your own pace, any timeYesYesFixed sessions
Thousands of exam-style questionsYesFew or noneVaries
Flashcards with spaced repetitionYesNoNo
Mistakes bank that re-tests what you missYesNoNo
Readiness ScoreYesNoNo
Pass GuaranteeYesNoRarely

Your SCI or IBF registration includes the official study text; CMFASQuizBank is the extra practice alongside it. Tuition prices vary by provider, so check before you compare.

FAQ

Can I try it before I pay?

Yes. Open the study dashboard free with no signup, or take any exam's free practice test. You only pay when you want the full question bank, timed simulations and every study tool.

What if I buy it and it's not for me?

Because you get the full question bank and study materials the moment you pay, all sales are final. Try the free test and the free dashboard first so you know it suits you. The one exception is the Pass Guarantee: complete the full prep, and if you still fail, we refund 100%.

Can I get a refund if I change my mind?

No. Because you get the full question bank and study materials the moment you pay, all sales are final. Try the free test and the free dashboard first so you know it suits you. The one exception is the Pass Guarantee: complete the full prep, and if you still fail, we refund 100%.

What if I study and still fail?

That's what the Pass Guarantee is for. Answer every question in the bank, read every study topic, pass 2 timed simulations and reach a Readiness Score of 80, then sit your exam within 60 days. If you don't pass, send your result notice within 30 days and we refund 100%.

How long do I keep access?

For as long as your Premium subscription is active. Cancel any time from your account and you keep access until the end of the month you've paid for.

Is the content up to date?

We check every exam page against the current SCI and IBF examination information and show the date it was last checked. That includes the April 2024 restructure, when M5 became RES5 (150 questions, 75% Part I and 80% Part II) and the combined CM-LIP, CM-CIS and CM-LIC papers arrived.

Are these real exam questions?

No one can legally sell the actual exam questions, and the study guides are copyrighted. Ours are original questions written to each module's published syllabus, format and difficulty, with an explanation for every answer and the rule or concept behind it, so you can check our work.

Do I still need the official study guide?

Yes. When you register for a CMFAS module with SCI or IBF you get the official study text, and it's your core reading. We're the extra practice: more questions, timed mock exams, flashcards and a Readiness Score so you know when you're ready to book.

Does one plan cover every exam?

No. Premium is per module: each subscription unlocks one CMFAS module (for example RES5), and you pick it at checkout. Sitting M9 next? Add a subscription for it, and cancel each one when you've passed.

What does Premium include?

Everything for the exam you choose, for as long as your subscription is active: the question bank, timed simulations, study notes, flashcards with spaced repetition, mind maps, video lessons as they release, your mistakes bank, detailed reports, the Readiness Score, all 5 bonuses and the Pass Guarantee.

How does the Pass Guarantee work?

Complete the full prep for your exam: answer every question in the bank, read every study topic, finish 2 timed simulations with your latest at or above the pass mark, and reach a Readiness Score of 80. Then sit your exam within 60 days while your access is active. If you don't pass, email us your official result notice within 30 days and we refund 100% of what you paid. Your dashboard tracks every requirement live.

What's the Readiness Score?

A 0 to 100 score on your dashboard that combines your accuracy, how much of the bank you've covered, your timed simulation results and your flashcard mastery. Reaching 80 takes consistent above-pass-mark work across the whole bank, which is why it is the bar for our guarantee.

What do I get with a free account?

Your saved free-test results, a starter Readiness Score, the first study-notes topic and flashcards for every exam, the mind map outline, your mistakes bank and the CMFAS Key Numbers Sheet. Upgrade any time to unlock the exam you're taking.

Is it a subscription?

Yes. Premium is S$187 a month per exam (about S$6.15 a day) and renews monthly until you cancel. You can cancel in two clicks from your account, and there's no minimum term. Most people study for 1 to 3 months. If you want a whole year for one exam, the yearly plan is S$1,683 for 12 months (3 months free) and renews once a year until you cancel.

Can I get free access by referring friends?

Yes. Every account, including free ones, gets a personal referral link in the dashboard. Share it anywhere. Each person who signs up through your link and buys a plan earns you a referral ticket, and each ticket unlocks any exam of your choice for 14 days.

Can my employer pay?

Often, yes. Many agencies and banks support or subsidise CMFAS preparation. Check out with your work email and we'll send a receipt you can claim.

Can I study on my phone?

Yes. Everything works on phone, tablet and computer, and your progress syncs to your account.

Are you affiliated with SCI or IBF?

No. CMFASQuizBank is an independent exam-prep company, not affiliated with the Monetary Authority of Singapore, the Singapore College of Insurance (SCI) or the Institute of Banking and Finance (IBF). CMFAS module names are used only to describe the exams we help you prepare for.